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UnitedHealthcare pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. AARP does not employ or endorse agents, brokers or producers. AARP encourages you to consider your needs when selecting products and does not make product recommendations for individuals. Please note that each insurer has sole financial responsibility for its products. AARP® Medicare Supplement Insurance Plans AARP endorses the AARP Medicare Supplement Insurance Plans, insured by UnitedHealthcare. Insured by UnitedHealthcare Insurance Company, Hartford, CT or UnitedHealthcare Insurance Company of America, Schaumburg, IL (for ND residents) or UnitedHealthcare Insurance Company of New York, Islandia, NY (for NY residents). Each insurer has sole financial responsibility for its products. Policy form No. GRP 79171 GPS-1 (G-36000-4). In some states, plans may be available to persons under age 65 who are eligible for Medicare by reason of disability or End-Stage Renal Disease. Not connected with or endorsed by the U.S. Government or the federal Medicare program. This is a solicitation of insurance. A licensed insurance agent/producer may contact you. You must be an AARP member to enroll in an AARP Medicare Supplement Plan.
Medicare Advantage plans and Medicare Prescription Drug plans This information is not a complete description of benefits. Contact the plan for more information.
A Medicare Supplement insurance plan is healthcare insurance you can buy that may help pay for costs that Original Medicare doesn’t pay. Let’s explore how these plans work, what they cover and more. How does Medicare Supplement insurance work?Medicare Supplement insurance plans, also known as Medigap, help supplement Original Medicare. They may help pay some of the healthcare costs that Original Medicare does pay like copayments, coinsurance and deductibles. A Medigap plan may be purchased from a private insurance company. To be eligible, you must be enrolled in Medicare Parts A and B, you must live in the state where the policy is offered and be age 65 or over. In some states, you can be under age 65 with a disability or end-stage renal disease (ESRD). Each standardized Medicare insurance supplement plan covers different types of costs. How much you pay out of pocket will depend on the services covered and the plan you choose.
All Medicare Supplement insurance plans offer the same basic benefits but some offer additional benefits. A list of basic benefits includes:
Some additional benefits that may be included in certain plans include:
Important things to know about Medicare Supplement insurance plans2
How to pick the best Medicare Supplement insurance plan for youSourcesHumana answers your Medicare questionsTo purchase Medicare Supplement Insurance (Medigap) you must be enrolled in Medicare Part A and Part B. Medicare Supplement Insurance provides coverage for gaps in medical costs not covered by Medicare. Medicare Supplement plans are standardized and offer various benefits to help offset your healthcare cost. The California Department of Insurance (CDI) regulates Medicare Supplement policies underwritten by licensed insurance companies. The CDI assists consumers in resolving complaints and disputes concerning premium rates, claims handling, and many other problems with agents or companies. The Consumer Hotline 800-927-4357 is serviced by experienced professionals who will answer your questions, or assist you in filing a complaint. To find information on Medicare Supplement Insurance, the names of companies authorized to sell it and compare premiums, please visit our Guide to Medicare Supplement page. Medicare Supplement InsuranceHelpful Medicare Related Links:Page 2Google™ Translation DisclaimerThis Google™ translation feature is provided for informational purposes only. The Department of Insurance is unable to guarantee the accuracy of this translation and is therefore not liable for any inaccurate information resulting from the translation application tool. The Department of Insurance is also unable to guarantee the same page layout for all the languages. Depending on the languages, the page layout may look strange from the original. Please consult with a translator for accuracy if you are relying on the translation or are using this site for official business. A copy of this disclaimer can also be found on our Disclaimer page. Select a Language Below / Seleccione el Idioma AbajoClose this box or use the [X] Learn how benefits are coordinated when you have Medicare and other health insurance. Retiree insuranceRead 5 things you need to know about how retiree insurance works with Medicare. If you're retired, have Medicare and have group health plan coverage from a former employer, generally Medicare pays first. Your retiree coverage pays second. What's Medicare Supplement Insurance (Medigap)?Read about Medigap (Medicare Supplement Insurance), which helps pay some of the health care costs that Original Medicare doesn't cover. Find a Medigap policyRead about Medigap (Medicare Supplement Insurance), which helps pay some of the health care costs that Original Medicare doesn't cover. When can I buy Medigap?Get the facts about the specific times when you can sign up for a Medigap policy. How to compare Medigap policiesRead about different types of Medigap policies, what they cover, and which insurance companies sell Medigap policies in your area. Medigap & travelRead about which Medigap policies offer coverage when you travel outside the United States (U.S.). |